• $50 minimum opening balance
• Competitive tiered interest rates
• Tier 1 - $.01 - $24,999 minimum balance to earn stated APY
• Tier 2 - $25,000+ minimum balance to earn stated APY
• $3 monthly service charge ONLY if balance falls below $50
• FastBanking (24-hour telephone banking)
• Internet Banking
• ATM Card*
• Free transactions at Clifton Savings Bank ATMs

• $50 minimum opening balance
• $1 minimum balance to earn stated APY
• FastBanking (24-hour telephone banking)
• Internet Banking

• $500 minimum opening balance
• $500 minimum balance to earn stated APY
• Terms range from 75 days to 60 months
• Convenient automatic renewal
• FastBanking (24-hour telephone banking)
• Internet Banking

• Available as Passbook Savings or Certificate of Deposit (CD) accounts

• Your bank deposits are not only safe with us, they're covered by FDIC deposit insurance up to the maximum allowable by law.
• If you have $250,000 or less in combined Clifton Savings deposits, you do not need to worry about insurance coverage - your deposits are insured through December 31, 2013.
• The FDIC has implemented a new program for participating institutions that will provide full deposit insurance coverage for all funds in non-interest-bearing transaction deposit accounts through December 31, 2009.
• If you have more than $250,000 in deposits with us, your funds may still be insured depending on the type of account you have and the ownership category.

• In general, business accounts receive $250,000 in FDIC deposit insurance coverage, including municipalities.
• Funds owned by a business that is a sole proprietorship are not insured under this category; they are insured as the single account funds of the person who is the sole proprietor.

Or access the Electronic Deposit Insurance Estimator (EDIE), an online tool that provides customized information about your insured accounts. The estimator is located at: www.myfdicinsurance.gov, or you may call the FDIC toll-free at: 877-ASK-FDIC.