The first home that you buy is always special, for several other reasons beyond sentiment. Clifton Savings Bank offers the exclusive first time home buyer program, under which buying your first dream home becomes a reality with ease.

What is special about this offering is that it extends an interest rate that is much lower than the normal rate. It allows the purchase of a home in some of the nicest areas in New Jersey, and it makes up to 90% of the property value available to you.

If you have not owned a home in the previous three years and meet the other criteria, you are eligible as a first time home buyer. Your income should not exceed the median income of the area, which can be obtained at the bank. If you can meet these simple criteria, you could well be on your way to striking gold with the assistance of Clifton Savings and the first time home buyer program.

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