Checking Accounts
Free Checking
• $50 minimum opening balance
• No minimum balance requirement
• No monthly service charge
• Unlimited check writing
• Free checks (basic style)
• Overdraft services available
• FastBanking (24-hour telephone banking)
• Internet Banking with Bill Pay
• Visa Debit /ATM Card
• Free transactions at Clifton Savings Bank ATMs
• Images of paid checks included in monthly statement
N.O.W. Checking (interest-earning)
• $200 minimum opening balance
• $50 minimum balance to earn stated APY
• $6 monthly service charge ONLY if balance falls below $500
• Free checks (basic style)
• Overdraft services available
• FastBanking (24-hour telephone banking)
• Internet Banking with Bill Pay
• Visa Debit /ATM Card
• Free transactions at Clifton Savings Bank ATMs
• Images of paid checks included in monthly statement
Super N.O.W. Checking (interest-earning)
• $2,500 minimum opening balance
• Competitive tiered interest rates
• Tier 1 - $.01 - $2,499 minimum balance to earn stated APY
• Tier 2 - $2,500+ minimum balance to earn stated APY
• $7 monthly service charge ONLY if balance falls below $1,000
• Free checks (basic style)
• Overdraft services available
• FastBanking (24-hour telephone banking)
• Internet Banking with Bill Pay
• Visa Debit /ATM Card
• Free transactions at Clifton Savings Bank ATMs
• Images of paid checks included in monthly statement
Senior N.O.W. Checking* (interest-earning)
• $200 minimum opening balance
• $50 minimum balance to earn stated APY
• Discounted money orders
• Free American Express Travelers Checks
• Free checks (basic style)
• Overdraft services available
• FastBanking (24-hour telephone banking)
• Internet Banking with Bill Pay
• Visa Debit /ATM Card
• Free transactions at Clifton Savings Bank ATMs
• Images of paid checks included in monthly statement
*Age 62 or older to be eligible for this account
Crystal Checking (interest-earning)
• $15,000 minimum opening balance
• Competitive tiered interest rates
• Tier 1 - .01 - $14,999 minimum balance to earn stated APY
• Tier 2 - $15,000+ minimum balance to earn stated APY
• $20 monthly service charge ONLY if balance falls below $15,000
• Free checks (basic style)
• Overdraft services available
• FastBanking (24-hour telephone banking)
• Internet Banking with Bill Pay
• Visa Debit /ATM Card
• Free transactions at Clifton Savings Bank ATMs
• Images of paid checks included in monthly statement
Money Market Account (interest-earning)
• $2,500 minimum opening balance
• Competitive tiered interest rates
• Tier 1 - $.01 - $2,499 minimum balance to earn stated APY
• Tier 2 - $2,500+ minimum balance to earn stated APY
• $10 monthly service charge ONLY if balance falls below $1,000
• 6 transfers per month
• Unlimited in-person withdrawals & ATM transactions
• Free checks (basic style)
• FastBanking (24-hour telephone banking)
• Internet Banking
• Visa Debit /ATM Card
• Free transactions at Clifton Savings Bank ATMs
• Images of paid checks included in monthly statement
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