• Make all of your payments online
• Skip writing checks and buying stamps
• Schedule automatic payments for recurring bills
• Review and edit upcoming scheduled payments

• You may avoid high charges from merchants for returned checks
• You may avoid embarrassment and inconvenience of denied
   purchases and dishonored checks
• Payment consideration of your occasional and inadvertent
   overdrafts up to your assigned Overdraft Privilege Limit of: $800
   for Personal Accounts or $1,500 for Business Accounts

• You may avoid high charges from merchants for returned checks
• You may avoid embarrassment and inconvenience of denied
   purchases and dishonored checks
• When there's an insufficient balance in your checking account to
   pay an item presented for payment, funds are transferred from
   your Clifton Savings Bank savings account to cover the overdraft.
• A $10 fee is assessed for each transfer

• Quicker checkout: swipe, sign, and go. You don't have to worry
   about having sufficient cash in hand or writing a check.
• If you have trouble qualifying for credit, use a Visa Debit Card as a
   buy now, pay now payment method. It can be used like a credit
   card for your purchases, except the funds are deducted directly
   from your checking account.
• When traveling, consider using a Visa Debit Card for purchases. It
   can be used at millions of merchant locations worldwide where Visa
   Cards are accepted.
• Use a Visa Debit Card as a budgeting tool to help track your
   expenses and manage your money.
• You can pay monthly bills or set up recurring payments with a Visa
   Debit Card for regular bills such as cable, phone, or loans, without
   having to worry about remembering to pay on time or buy stamps.