• All of our consumer customers who have a continuing relationship with us, such as:
  • Deposit account
  • Loan account
• All IRA accounts for which we act as custodian

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

• We, our, and us means Clifton Savings Bank
• Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
• An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
• A nonaffiliated third party is a company that is not an affiliate of ours.

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

We share information with affiliates.  We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

You should know that e-mail is not transmitted through a secure server.  When you send e-mail to us, you should not include personal or confidential information.