973-473-2200

 
 

Checking, Savings and CD Accounts
Interest Rates and Terms                                       Effective: 09/11/2014


Type
Term
Interest Rate
APY*
Bonus Rate
Bonus APY*
Min. Opening Balance
Min. Balance to Obtain APY/Bonus**
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
Certificate
1Passbook Savings
1~Statement Savings
1~Statement Savings
1~Crystal Checking
1~Crystal Checking
1~N.O.W.
1~Super N.O.W.
1~Super N.O.W.
1~Money Market
1~Money Market
1Clubs
75 Day
3 Month
4 Month
6 Month
8 Month
9 Month
11 Month
12 Month
14 Month
15 Month
18 Month
24 Month
25 Month
30 Month
36 Month
50 Month
60 Month
72 Month
84 Month
-
-
-
-
-
-
-
-
-
-
-

0.20%
0.20%
0.20%
0.30%
0.30%
0.30%
0.30%
0.49%
0.49%
0.49%
0.74%
0.98%
0.83%
0.93%
1.23%
1.47%
1.95%
1.71%
1.95%
0.15%
0.10%
0.15%
0.10%
0.15%
0.10%
0.10%
0.15%
0.10%
0.15%
0.15%

0.20%
0.20%
0.20%
0.30%
0.30%
0.30%
0.30%
0.50%
0.50%
0.50%
0.75%
1.00%
0.85%
0.95%
1.25%
1.50%
2.00%
1.75%
2.00%
0.15%
0.10%
0.15%
0.10%
0.15%
0.10%
0.10%
0.15%
0.10%
0.15%
0.15%
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.96%**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.01%**
-
-
-
-
-
-
-
-
-
-
-
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$50.00
$50.00
$50.00
$15,000,00
$15,000.00
$200.00
$2500.00
$2500.00
$2500.00
$2500.00
$1.00

$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$1.00
.01 to $24,999.00
$25,000.00+
.01 to 14,999.00
15,000+
$50.00
.01 to 2,499.00
2,500.00+
.01 to 2,499.00
$2,500.00+
$1.00


1 Interest rates may change after account opening.
Penalties may be imposed for early withdrawal from CD accounts.
~Fees may reduce earnings on account.

All certificates available for IRA Accounts.

 *Annual Percentage Yield
**You must maintain a Crystal Checking Account which requires a minimum opening balance.

The USA PATRIOT ACT requires identity verification for all new accounts. It is our policy that all owners of new accounts appear in person.